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Credit Balance Insurance - Individuals

Can help you cover the balance of your current transactions and your Visa Desjardins credit card payments, including your Accord D financing program.

Intended for all eligible Visa Desjardins cardholders between the ages of 18 and 64, inclusively.


  • Coverage in the event of death or dismemberment, disability, involuntary loss of employment or critical illness1.
  • Whether or not your spouse is a joint credit cardholder, he/she is automatically2 covered at no extra charge.
  • No health questions to answer for you or your spouse. Benefits may be limited if you have a pre-existing illness or injury. Making a claim
  • No premium is paid if the account balance is zero.


How to get this product
By phone By phone
(Visa Desjardins cardholders)

1. Critical illness means cancer, heart attack, stroke or terminal illness diagnosed by a physician.
2. Subject to eligibility conditions.

Credit Balance Insurance - Individuals is offered by Desjardins Financial Security, Life Assurance Company.
Certain conditions and restrictions apply to this product. Please see Notices.

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