Coverage and benefits

Credit Balance Insurance - Individuals consists of four types of coverage that apply to current account transactions linked with your card:

  • Death or dismemberment coverage.
  • Disability coverage.
  • Involuntary loss of employment coverage.
  • Critical illness coverage.

Death or dismemberment coverage, critical illness coverage

In the event you or your spouse die, are dismembered or are first diagnosed with a critical illness, the insurance can help you cover the total balance of the Visa Desjardins card, up to a maximum of $25,000.

In the event of accidental death, the amount to be paid is automatically doubled1.

Disability coverage, loss of employment coverage

In the event you or your spouse become disabled, or involuntarily lose your employment, Credit Balance Insurance pays a benefit corresponding to the 10% of the balance of current transactions listed on your on your statement and the Accord D financing monthly payment, up to $750.

1. Certain conditions and restrictions apply.

Certain conditions and restrictions apply to this product. Please see Notices.

Tools and resources

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