All our Visa cardsNo-Fee Gold >  Visa Desjardins card – Instructions

Visa Desjardins card – Instructions

Note that all cards on this site are only available to clients outside Quebec. If you reside in Quebec, go to

As your application cannot be saved, please print a copy for your records before submitting it.

Make applying online easy

Eligibility requirements:
  • You must be a Canadian resident.
  • You must be of the age of majority in the province or territory in which you reside.
Information to provide:
  • Personal information (name, birth date, contact information, social insurance number, number of a valid identity card, etc.)
  • Your gross income (before taxes)
  • Your employment situation and information about your employer
  • Your monthly housing costs (rent or mortgage payments) and places of residence
  • Financial information1 about you (bank accounts, other credit cards, property, savings and investments) and your spouse or parent, for a joint application.
  • If you make a joint application, your co-applicant must also provide personal financial information.

1. Not all information about your financial circumstances or those of your co-applicant must be declared, but providing this information can significantly increase the chances your application will be approved.

Time required to complete application:
Between 10 and 30 minutes. (For security purposes, your application form will be automatically terminated after 30 minutes of inactivity.)
Application processing time:
If you provide a valid e-mail address, you will receive a response by e-mail within 24 hours (business days) of application reception.

Otherwise, you will receive the information by mail within 7 to 10 business days.

Continue your Visa cards application

Please note that all our forms are secure and that the personal information you send is used only for the purpose of responding to your application. Find out more about privacy and security.
Guaranteed 100% Secure program

For assistance, call 1-877-586-0226.

At a glance

Visa No-Fee Gold
Interest rate:
Annual fee:
3-Day Travel Insurance
Rewards program

Tools and resources