prospera credit union
All our Prospera Visa Desjardins cards

All our Prospera Visa Desjardins cards

Prospera Visa Desjardins cards offer you solutions unlike any other.

  • Payment solutions: a credit limit for everyday purchases and cash advances at any time.
  • Financing solutions: a second, separate credit limit with a different interest rate.
  • Account management solutions: access to your Visa account on AccèsD Internet.
Travel Gold  Visa credit cards
Travel Gold
Interest rate: 19.9%
Optional low interest rate: 12.9%
Annual fee: $110 ($90, age 76 and over)
Comprehensive travel insurance
Rewards program
Apply for this card - Travel Gold
By phone - Travel Gold
For information, call 1-800-363-4345
Low Rate Gold  Visa 
credit cards
Low-Rate Gold
Interest rate: 9.9%
Annual fee: $50
3-Day Travel Insurance
Rewards program
Apply for this card - Low-Rate Gold
By phone - Low-Rate Gold
For information, call 1-800-363-4345
No Fee Gold  Visa credit 
cards
No-Fee Gold
Interest rate: 19.9%
Optional low interest rate: 12.9%
Annual fee: none
3-Day Travel Insurance
Rewards program
Apply for this card - No-Fee Gold
By phone - No-Fee Gold
For information, call 1-800-363-4345
Classic  Visa credit cards
Classic
Interest rate: 19.9%
Optional low interest rate: 12.9%
Annual fee: none
3-Day Travel Insurance
Optional rewards program
Apply for this card - Classic
By phone - Classic
For information, call 1-800-363-3380
Student  Visa credit cards
Student
Interest rate: 19.9%
Optional low interest rate: 12.9%
Annual fee: none
3-Day Travel Insurance
Mobile Device Insurance
Apply for this card - Student
By phone - Student
For information, call 1-800-363-3380
Platinum  Visa credit cards
Platinum
Interest rate: 9.9%
Annual fee: $169
Comprehensive travel insurance
Rewards program
Cashback credit
Offered at your branch and by invitation only
Business Card  Visa credit cards
Business Card
Allows you to effectively manage business expenses and the purchase of goods and services. Gives you 1% cash back on every purchase, insurance coverage and more.
Apply for this card - Business
By phone - Business
For information, call 1-800-266-5662

Programs, features and services

Earn up to 2% of your card purchases in BONUSDOLLARS and redeem them for gifts, travel, and show and event tickets.

Available only with Visa Desjardins cards. The financing program consists of a second credit limit with a different interest rate.
Add useful options such as a lower interest rate, additional insurance, online monthly statements of account, authorized payment, etc.
Customer service for individuals and businesses, lost or stolen cards, changes of address, account information and Business Cards.
Phone numbers to call if your card is lost or stolen.
Desjardins offers you the Verified by Visa service to help you shop online securely.
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